[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.blokna.cz\/pujcovani-si-na-mobilni-telefony-je-stale-na-vzestupu\/#Article","mainEntityOfPage":"https:\/\/www.blokna.cz\/pujcovani-si-na-mobilni-telefony-je-stale-na-vzestupu\/","headline":"P\u016fj\u010dov\u00e1n\u00ed si na mobiln\u00ed telefony je st\u00e1le na vzestupu","name":"P\u016fj\u010dov\u00e1n\u00ed si na mobiln\u00ed telefony je st\u00e1le na vzestupu","description":"Bankovn\u00ed i nebankovn\u00ed instituce se tak dost\u00e1vaj\u00ed do slo\u017eit\u00fdch situac\u00ed, kdy\u017e mus\u00ed klienty opravdu velmi dob\u0159e prov\u011b\u0159ovat, proto\u017ee \u010d\u00e1stky zaPokra\u010dovat ve \u010dten\u00edP\u016fj\u010dov\u00e1n\u00ed si na mobiln\u00ed telefony je st\u00e1le na vzestupu<\/span><\/a><\/span>","datePublished":"2025-02-27","dateModified":"2023-05-04","author":{"@type":"Person","@id":"https:\/\/www.blokna.cz\/author\/#Person","name":"","url":"https:\/\/www.blokna.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/42264ea8f5170010011c6bbf811aa6c31c20ad3acf2a9bd21dca0746ea8c832a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/42264ea8f5170010011c6bbf811aa6c31c20ad3acf2a9bd21dca0746ea8c832a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"blokna.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.blokna.cz\/wp-content\/uploads\/img_a336964_w2666_t1550261912.jpg","url":"https:\/\/www.blokna.cz\/wp-content\/uploads\/img_a336964_w2666_t1550261912.jpg","height":0,"width":0},"url":"https:\/\/www.blokna.cz\/pujcovani-si-na-mobilni-telefony-je-stale-na-vzestupu\/","about":["Ekonomika"],"wordCount":487,"articleBody":"Bankovn\u00ed i nebankovn\u00ed instituce se tak dost\u00e1vaj\u00ed do slo\u017eit\u00fdch situac\u00ed, kdy\u017e mus\u00ed klienty opravdu velmi dob\u0159e prov\u011b\u0159ovat, proto\u017ee \u010d\u00e1stky za mobiln\u00ed telefony jsou sice velik\u00e9, nicm\u00e9n\u011b se nejedn\u00e1 o \u00fav\u011bry za des\u00edtky tis\u00edc korun \u010di hypot\u00e9ky, a tedy dluhy vznikaj\u00edc\u00ed po nespl\u00e1cen\u00ed p\u016fj\u010dek nejsou tak vysok\u00e9, aby lid\u00e9 byli v pozoru a opravdu rozva\u017eovali tak precizn\u011b, jako je tomu pr\u00e1v\u011b t\u0159eba u hypot\u00e9k na bydlen\u00ed.Norm\u00e1ln\u00ed v\u011bt\u0161in\u011b lidem p\u0159ipad\u00e1 p\u016fj\u010den\u00e9 pen\u00edze vr\u00e1tit, bohu\u017eel \u010di bohu d\u00edky v na\u0161\u00ed zemi st\u00e1le existuj\u00ed mechanismy, jak pomoci lidem, kte\u0159\u00ed se dostanou do dluhov\u00e9 pasti. T\u00edm se sice pom\u016f\u017ee \u010dlov\u011bku od dluh\u016f, nicm\u00e9n\u011b, je opravdu f\u00e9r si p\u016fj\u010dovat na mobiln\u00ed telefon, kdy\u017e v\u00edm, \u017ee nebudu schopn\u00fd tuto par\u00e1du spl\u00e1cet a spol\u00e9hat na to, \u017ee mi st\u00e1t pom\u016f\u017ee a ve v\u00fdsledku m\u011b oddlu\u017e\u00ed?Dopad nov\u00e9 \u00fapravy z\u00e1kona nen\u00ed nijak dramatick\u00fdP\u0159ed dv\u011bma lety ve\u0161el v platnost nov\u00fd z\u00e1kon o spot\u0159ebitelsk\u00fdch \u00fav\u011brech, kter\u00fd na\u0159izuje poskytovatel\u016fm \u00fav\u011bru mnohem d\u016fkladn\u011bji klienty p\u0159ed schv\u00e1len\u00edm \u00fav\u011bru prov\u011b\u0159ovat. V\u011bt\u0161ina spole\u010dnost\u00ed tak musela upravit svoje procesy p\u0159i schvalov\u00e1n\u00ed \u00fav\u011br\u016f. Podle dostupn\u00fdch zdroj\u016f \u00fav\u011brov\u00ed poskytovatel\u00e9 p\u016fj\u010duj\u00ed p\u0159ibli\u017en\u011b 65 % \u017eadatel\u016f, kte\u0159\u00ed maj\u00ed stabiln\u00ed zam\u011bstn\u00e1n\u00ed \u010di trval\u00fd p\u0159\u00edjem. U hotovostn\u00edch p\u016fj\u010dek je v\u0161ak \u010d\u00edslo ni\u017e\u0161\u00ed, tam dos\u00e1hne na p\u016fj\u010dku cca jedna t\u0159etina \u017eadatel\u016f.\u00a0Prov\u011b\u0159ov\u00e1n\u00ed \u017eadatel\u016f o p\u016fj\u010dkuV\u011bt\u0161ina poskytovatel\u016f tedy db\u00e1 na to, aby si sv\u00e9ho budouc\u00edho klienta \u0159\u00e1dn\u011b prov\u011b\u0159ila. V\u011bt\u0161ina pou\u017e\u00edv\u00e1 bankovn\u00ed i nebankovn\u00ed registry a samoz\u0159ejm\u011b Solus. Dal\u0161\u00edm krit\u00e9riem pak je samoz\u0159ejm\u011b nov\u011bj\u0161\u00ed, ale velmi vypov\u00eddaj\u00edc\u00ed tak zvan\u00e9 \u201etelco sk\u00f3re\u201c. Klienti jsou tak\u00e9 prov\u011b\u0159ov\u00e1ni v exeku\u010dn\u00edm rejst\u0159\u00edku a v neposledn\u00ed \u0159ad\u011b se v\u017edy kontroluj\u00ed odcizen\u00e9 ob\u010dansk\u00e9 pr\u016fkazy.Jak asi vypad\u00e1 typick\u00fd klient \u00fav\u011brov\u00e9 spole\u010dnosti?V\u017edy se jedn\u00e1 o b\u011b\u017en\u00e9ho \u010dlov\u011bka s cela b\u011b\u017en\u00fdmi p\u0159\u00edjmy, kter\u00e9 svoj\u00ed v\u00fd\u0161\u00ed odpov\u00eddaj\u00ed p\u0159ibli\u017en\u011b pr\u016fm\u011brn\u00e9 mzd\u011b v \u010cesk\u00e9 republice. Pom\u011br \u017een a mu\u017e\u016f, kter\u00fdm se poskytuje \u00fav\u011br je p\u0159ibli\u017en\u011b stejn\u00fd. Pr\u016fm\u011brn\u00fd v\u011bk se v posledn\u00edch letech zm\u011bnil z cca 50 let na cca 43 let. Zm\u011bna v\u011bku ale sp\u00ed\u0161e jenom podtrhuje to, \u017ee lid\u00e9 si nyn\u00ed ji\u017e p\u016fj\u010duj\u00ed sp\u00ed\u0161e na modern\u00ed mobiln\u00ed telefony a dal\u0161\u00ed technologick\u00e9 v\u00fdst\u0159elky ne\u017eli na praktick\u00e9 v\u011bci do dom\u00e1cnosti, jako tomu bylo d\u0159\u00edve.\u00a0 4.3\/5 - (16 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dov\u00e1n\u00ed si na mobiln\u00ed telefony je st\u00e1le na vzestupu","item":"https:\/\/www.blokna.cz\/pujcovani-si-na-mobilni-telefony-je-stale-na-vzestupu\/#breadcrumbitem"}]}]